| pdf : 89 KB, What is Scotia Credit Card Protection?Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â, Scotia Credit Card ProtectionÂ is an optional insurance product, designed to help you meet your Scotia Credit Card financial obligations if you are unable to as a result of certain unexpected events.Â. Security. There is no such thing as a "best" cashback card, only a "BEST FOR YOU" cashback card. Knowing youâre protected makes every journey more rewarding. For students enrolled in post-secondary education, the number of employment hours required each week is 10. A waiting period and pre-existing conditions apply to certain coverages. Scotia Credit Card Protection - Certificate of Insurance (Sample) Here is an example for Comprehensive Protection: Mary is a primary credit card holder under the age of 70 and is enrolled in Comprehensive Protection insurance. No benefit is paid if a death, Critical Illness, Hospitalization or Disability occurs within 12 months of the effective date of coverage due to a pre-existing condition. Enrol today. Enjoy all that Visa has to offer. Your account must be in good standing and not be restricted.Â. If your rental car is damaged or stolen you are covered for the amount that you are liable to the … It also comes with Priority Pass membership and solid insurance coverage that will … Thinking about getting a new credit card from Scotia Momentum Visa Infinite Card because of the welcome bonus promotion? Scotia Momentum is already one of the better cashback cards out there. It has all the other regular travel insurances but the amounts or terms are not as good as others. Please refer to these Certificates for additional details. You may cancel your coverage at any time. To be eligible, you must be a primary cardholder on the credit card account, be a minimum of 18 years of age and under 70 years of age and a resident in Canada. If travel insurance is important to you, the Scotiabank Passport Visa Infinite Card has slightly better trip cancellation/trip interruption insurance. Bottom line. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive within 30 days once your Scotia Credit Card Protection application has been approved. Search by Category. FAQs. Learn more about this fantastic card in Wealth Rocket's Scotia Momentum Visa Infinite Review. Bonus Offer ends February 28, 2021. To be eligible for self-employment Job Loss benefits under the Comprehensive Protection bundle you must be unemployed for 90 consecutive days from a business that has been registered for a minimum of 12 consecutive months prior to the date of Job Loss. The perks. Scotiabank added some additional perks to the card, making the Scotia Momentum Visa Infinite one of the most robust cash back credit cards for insurance protection. For the month of July, Mary has the following balances over 31 days. Apart from the fantastic welcome offer, the Scotia Momentum ® Visa Infinite* Card provides cardholders with comprehensive travel insurance and mobile device insurance, making it a tremendous asset to anyone’s wallet.. Not only that, but it’s also the top cash back credit card Scotiabank has in its arsenal.. After you enrol, you will receive a Certificate of Insurance that provides full details of your coverage, including all limitations and exclusions. Full details of the coverage, including when coverage begins and ends, how to make a claim, terms and conditions, and limitations and exclusions, are outlined in the Certificate of Insurance. Premiums are billed monthly, directly to your Scotiabank credit card account. There are no Visas that has Walmart in the "Grocery" Category so you don't get the increased category bonuses. Additional cards available for family members at a small charge Peace of mind with emergency services available through the Visa International Service Centre and Travel Assist Free Lost Baggage Insurance for up to $1,500 USD Card holders earn cash back on all purchases at varying rates. There are no blackout dates or seat restrictions. Call us at 1-855-753-4272. This coverage can provide a monthly benefit equal to 20% of your monthly outstanding account balance, up to $10,000 per month, for up to 5 months if there is a disruption to your work by an employee group to which you belong to or if your employer temporarily suspends your employment without ending it during a labour dispute. Before you embark on a vacation, business trip, or day's adventure across the border, be sure you are prepared with the proper documentation. Login. Mobile device insurance - The Scotia Momentum Visa Infinite card offers insurance coverage for smartphones purchased with the card. Simply wave your card over the card reader and go! Worldwide Travel Assistance Service; Travel Accident Insurance (up to $75,000) Visa Customer Service Center Mary is a primary credit card holder under the age of 70 and is enrolled in Scotia Credit Card Protection insurance, Basic Protection. This coverage can pay your outstanding account balance up to $50,000 if you are diagnosed with a covered critical illnessÂ (i.e. The Bank of Nova Scotia receives an administration fee from the Insurer to distribute this insurance. I plan to keep the card and continue using it as my go-to card for everyday spending. This optional insurance1Â coverage can offer you and your family the financial protection you need by paying off your outstanding account balance or help cover your monthly credit card payments as a result of certain unexpected events. Accessibility Visa payWave * - Save time when paying for small, everyday purchases with Visa payWave. To be eligible for Disability or Job Loss benefits (included with the Comprehensive Protection bundle only), you must be employed at least 90 consecutive days for at least 20 hours each week immediately prior to the date of Disability or Job Loss. Apple Pay - The easy, secure, and private way to … If you book your plane tickets with the Scotiabank Passport Visa Infinite credit card, your insurance covers you if the airline delays the return of your luggage by more than four hours. Consider a plan with All Inclusive coverage, Save on premiums if you only travel within Canada, Choose a plan that suits the way you travel, Emergency medical coverage includes 24-hour Medical Concierge benefit. Scotiabank Passport Visa Infinite Card Benefits. Skip to content. Not available for Quebec residents. Ensure that the principal and interest remaining on your Scotiabank loan, mortgage, line of credit or credit cards are paid off in the event of your death or a diagnosis of a critical illness or health crisis. The Scotiabank Visa ® card is a convenient and reliable credit card accepted worldwide. Scotiabank Passport Visa Infinite travel insurance. Exclusive dining and entertainment rewards - The Scotia Momentum VISA Infinite card offers cardholders exclusive dining and entertainment experiences. Scotia Travel Insurance, distributed by the BNS Insurance Agency Inc., is underwritten by The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company, a wholly owned subsidiary of Manulife. Taking the kids on vacation can create memories for a lifetime! Scotiabank Visa® gives you all the benefits of Visa® with no annual fee for the first year, and none ever if your purchases amount to an average of at least BS $200 monthly. 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